Questions Texans actually ask

An independent agent can work with multiple carriers instead of being limited to one company's products. Eric helps you identify relevant options, understand the differences that matter, and decide how to proceed.

No. Fortify360 compares options available through the carriers Eric is appointed with. Availability varies by insurance type, Texas county, eligibility, underwriting, and carrier participation.

Fortify360 does not charge a separate fee for a standard consultation or quote. Insurance pricing and agent compensation are set by the carriers and regulated by the state. For a fair comparison, Eric requests options with identical limits, deductibles, and benefits.

For home, auto, and many commercial inquiries, Fortify360 generally aims to provide available quote options the same day or within 24 hours after receiving the necessary information. Complex risks, inspections, and carrier response times can take longer.

All products and services are offered only in Texas. Specific products remain subject to licensing authority, carrier authorization, eligibility, underwriting, and availability in your area.

Yes. Bring current declarations, a benefit summary, renewal information, or other policy documents. A review identifies questions and alternatives; it does not change or replace existing coverage.

There is no public walk-in office. Meetings are by phone, video conference, or in person by appointment throughout the Dallas–Fort Worth Metroplex.

You receive service and claims information for your policy by email. If you cannot find it, Eric can help you locate the right carrier contact and stay involved in the file.

Current declarations pages help most. For home coverage, have the property address and roof age if known; for auto, the vehicles and drivers; for a business, what the company does and any certificate requirements. You do not need every answer to get started.

Yes. If a lender needs a binder in the next 24 to 48 hours, call (817) 552-4717 directly so the request can be prioritized. Have the closing date, property address, and lender details ready.

A notice does not have to become a lapse. Send or bring the letter and your current declarations, and Eric may be able to re-shop the market with the carriers Eric is appointed with before the coverage ends.

No. Submitting a form does not bind, change, or cancel coverage. Coverage is only in force once a carrier accepts the application and Eric confirms it with you.

Yes. Group health options are available for Texas employers, including small businesses, with 5 or more W-2 employees. Quotes are based on an employee census.

Once a business policy is in force, Eric can help get certificates of insurance to the landlords, general contractors, or clients who ask for them, including when a contract is waiting.

Yes. Eric compares Medicare Advantage, Medicare Supplement (Medigap), and Part D plans against your doctors, prescriptions, and county, with no enrollment pressure. Not connected with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area. Currently we represent 3 organizations which offer 17 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

No. Fortify360 does not sell your phone number or other contact information to telemarketers, lead aggregators, or data brokers. You talk with Eric, not a robot dialer.

Eric stays on the file. If a carrier raises rates or changes its rules, the market can be re-shopped so you can compare before the renewal takes effect.